Saturday, May 14, 2011

Help with bad credit

I have really bad credit and was not able to get a loan from the bank, so I went to to help me out. Getting a title loan would not have been my first choice to get a loan but I needed a bigger amount of money, and I could pretty much only do it by this method. Getting a title loan was not as bad as I though, the people at this company were really nice and helpful and didn't push me to make a decision at all. I first went on line to look up different ways that I could borrow enough money for my purposes and found Georgia title loan. I filled out their online application and received a phone call a little later on that afternoon. All I had to do was set up an appointment and bring my car in for an inspection so that they could tell me how much I could get for it. My car isn't too old, it's a 2003 Ford escape, and it's in pretty good condition, so I didn't know what to expect. I kind of felt nervous doing this, I looked at my car and actually had an image of losing it. But I knew I wouldn't let that happen. I ended up getting a loan of $2500, which was so helpful. I really needed this money to pay off an old debt that had accumulated when I was younger, and these people were constantly harassing me to pay it and threatening to bring me to court. I was so scared that I decided to get this loan to pay it off, and get them off of my back.

I know a lot of people would disagree with what I did, but I'm glad I did it. I got these people off of my back and now I can afford to pay this loan back month to month. Once I have this loan completely paid off I will be debt free. I'm looking forward to that feeling and am so close. I only have a few more months of payments and I will be done.

Over all my experience was good, and I was really pleased with the service I received. The fact that these people were so nice to me made the whole experience so much better. Its really easy to get a loan like this. You have to have a car that is paid for in full before attempting this. You must also have a job with an income of at least $1000 a month. You can get a loan from here even if you have bad credit, which is why I chose this option. I tried so many other options before this, and got turned down, and to top it off every time they did a credit check on me, it dinged me even worst. So keep that in mind when getting a loan, if you don't want something on your credit report this can be a good option for you.

1 comment:

RBC Online Banking said...

Infarct that these people were so nice to me made the whole experience so much better.